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Why you should track your spending, regardless of your financial position

Why you should track your spending, regardless of your financial position

Introduction Some say it’s too boring, others it’s too tedious, and others still that it’s too intimidating but I believe that tracking your spending – all of it – is a fundamentally important thing for everyone to do, regardless of your income or age. The digitisation of money and the growth of e-commerce has made it easier and quicker for us to spend money without fully thinking it through or realising exactly what we’ve spent where, which is why tracking what…

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How to Retire Early as a Millennial – Part 2

How to Retire Early as a Millennial – Part 2

PLEASE NOTE: If you haven’t read Part 1 of this piece I recommend you start with that, before reading on, you can find it here. Calculating how to reach your Target income Making calculations years into the future is far from easy, for starters we might all be retired in 30 years with Artificial Intelligence (AI) and robots doing all our work for us. Even without considering massive changes like that, making calculations is harder, a couple of percentage differences in…

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