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My Personal Creed & Using it to Create my Internal Scorecard

My Personal Creed & Using it to Create my Internal Scorecard

Introduction The term ‘Personal Creed’ is one that I’ve been loosely aware of for a while, and not just because it reminds me of ‘Assassin’s Creed’, although my memory isn’t good enough to recall who I first heard use it. The term ‘Internal Scorecard’ is most associated with Warren Buffett & Charlie Munger, and I was initially introduced to the term through the work of Shane Parish at Farnam Street. Other terms which you may have heard of which are…

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Favourite Quotes Part 2 – Success

Favourite Quotes Part 2 – Success

Introduction I’ve loved quotes for a long time and have been collecting quotes that have made an impression on me for at least the last 5 years. I agree with Adam Grant when he said of quotes and aphorisms, “they’re memorable and They give meaning and direction. They spur new thoughts or new actions—or remind us to revisit old ones.” The quotes we love and remember are those that we feel speak directly to us, they transcend the individual context in…

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Book Review: Malcolm Gladwell – Outliers

Book Review: Malcolm Gladwell – Outliers

My Perspective Malcolm Gladwell shot to fame when his first book ‘The Tipping Point’ was released in 2000, and ‘Outliers’ – his third book – is arguably his most famous. The most often quoted part of the book is his view that 10,000 hours is the magic number to achieve mastery of a given skill. This fact is often misquoted and misunderstood, but is nonetheless a core concept in a book focused on explaining why and how we concentrate on…

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How to Retire Early as a Millennial – Part 2

How to Retire Early as a Millennial – Part 2

PLEASE NOTE: If you haven’t read Part 1 of this piece I recommend you start with that, before reading on, you can find it here. Calculating how to reach your Target income Making calculations years into the future is far from easy, for starters we might all be retired in 30 years with Artificial Intelligence (AI) and robots doing all our work for us. Even without considering massive changes like that, making calculations is harder, a couple of percentage differences in…

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Don’t Underestimate Incrementalism

Don’t Underestimate Incrementalism

Introduction Incrementalism is truly awesome and despite the relatively significant press coverage it has received in recent years, too few people really understand it or know how to harness the power of it. What is Incrementalism? Wikipedia defines it as: ‘a method of working by adding to a project using many small incremental changes instead of a few (extensively planned) large jumps’ My renewed interest in incrementalism was sparked by listening to an excellent Freakonomics podcast episode; ‘In Praise of Incrementalism’. It reminded me…

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The Importance of Failure

The Importance of Failure

Introduction Failure has become a dirty word in modern culture in at least the last decade, associated with many negative connotations. Parents seem to never want their children to fail at anything, companies shy aware from calling out when employees fail at something and individuals are actively discouraged from reviewing their failures and instead told to only focus on successes or strengths. I believe this is fundamentally wrong, therefore I want to explain why I see failing as a fundamental…

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