Introduction I’ve loved quotes for a long time and have been collecting quotes that have made an impression on me for at least the last 5 years. I agree with Adam Grant when he said of quotes and aphorisms, “they’re memorable and They give meaning and direction. They spur new thoughts or new actions—or remind us to revisit old ones.” The quotes we love and remember are those that we feel speak directly to us, they transcend the individual context in…
Introduction Retirement, it is something which millennials often think is too far away to think or worry about. However, I think about it more than your average millennial because I want to be able to retire early. If you are a millennial in the UK the chances are you won’t be able to receive your national pension until you are at least 70, given most people would have started full time work between the ages of 18 & 22, that…
Introduction As part of my website and through my blogs I try to offer a good sprinkling of personal finance advice, based on solid finance theory and my own experience, focusing on important issues for millennials. Of course, the solid finance theory that I provide doesn’t just come from my own mind, I spend a good amount of time seeking out and refining the advice of others. The aim of this piece is to share the 7 best personal…
Introduction In the modern, connected world there are hundreds, maybe even thousands, of different ways to invest your money inside and outside of the stock market. The aim of this piece is to highlight and deep dive into some of the best alternatives to stock market investment. More than this, the blog will highlight why you should consider these options, and also highlight which options I use myself. I don’t talk about ‘Bricks & Mortar’ investment in this piece because…
Introduction I was inspired to write this blog after I did my annual review of investments in 2015 and found out the best return on investment I got in 2015 was from my credit card! Admittedly this does say a lot about the state of the stock market in 2015, but it definitely doesn’t explain the full story. We are living in a world of unprecedented low interest rates, hitting the 7th year of 0.5% interest rates in the…
Introduction Lots of individuals, websites and companies go on and on about how, how much and where Millennials should be saving each month, far too often this information is so specific and un-relatable that Millennials never get past the first few days or steps of implementation. I have therefore decided to create this piece to take everything back to the start, in a simple to understand and implement way, highlighting the FOUR things every Millennial wanting to become conscious of…